Desconhecido: Can you explain to us exactly how it works?
Renan Santos: Of course.
The idea is to merge and bring together the amount destined for the INSS with the FGTS to create a savings that yields more than the FGTS yields today.
Renan Santos: Today the FGTS's yield is a joke.
Renan Santos: And the idea is to allow that yield, to create a real savings so that there is a retirement at the end of that person's life that is substantial.