Nikolas Ferreira: 73 days is the average time for a consumer who is already listed as delinquent to fall behind on another bill.
Nikolas Ferreira: 85% of those listed as delinquent are repeat defaulters, proving that clearing one's name is a mere illusion.
76% of Brazilians had to cut essential expenses in 2026.
Nikolas Ferreira: 81% of families are in debt, the highest level in history.
Nikolas Ferreira: 9 million CNPJs are listed as delinquent, a historic high.